Beforepay: Pay On Demand™ app for iPhone and iPad

Get your Pay On Demand™

We could all use extra cash sometimes. With Beforepay you can access your pay without waiting for payday. Phew.

It’s quick, flexible & easy so you can get instant access to your pay, today. No interest or hidden fees. Just a 5% fixed fee. Seriously.

Why Beforepay? Maybe a better question is why not! But here’s why:

• Get a wage advance same day (actually instantly!)
• Flat rate of 5% transaction fee
• No hidden fees
• No interest
• 300,000+ happy customers
• We create a bespoke budget for you to help track your spending

What does Beforepay offer?

1. Get your Pay On Demand™
We give you a cash advance on your wages...this seems fair to us because you’ve already earned the money so why shouldnt you be able to access it now? You just pay us back over time, alongside a 5% fee and of course we don’t pass on any hidden fees or charges. Its just not our style.

2. Spend smart
We could all spend smarter. We’ll help you understand your income, your spending habits and make sure you can see what bills are coming up.

3. A bespoke budget just for you
We look at your spending and help you budget better and plan smarter. No judgement here. We’ll even create a budget for you, just an extra free service from us to you.

How exactly does Beforepay work?
We’ve made Beforepay as simple as we can, after all who has time to translate a whole lot of financial jargon?!

1. Download our app
2. Check you meet our criteria
3. We connect to your bank
4. We detect your pay cycle
5. We calculate your Cash Out limit
6, You can take out cash immediately
7. We set up a bespoke budget for you, to track your spending
8. You make flexible automatic 5% fixed fee repayments. No interest or hidden fees.

How much does Beforepay cost?
It’s completely free to download our app, and to use our budgeting and spending insights tools. There is a fixed transaction fee of 5% of your pay advance. So if you take out $100, our fee is only $5.

Money is instantly deposited and there is NO interest ever. Ever.

There are NO other fees.

At Beforepay, ‘fair’ is our favourite four letter word and we’re here to make sure you can relax until payday. So download our app now and see why we have over 300,000 happy customers (and counting).


Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies.